The man behind the blog
Like many others, I moved into a big (expensive) city after graduating from university. I was no longer reliant on my parents financially and I quickly realized “wow spending money in New York is extremely easy and fun!” That was followed by a sobering realization when I started looking at my monthly credit card bill. After multiple broken promises to myself, (“I’m NOT going out this weekend”; “No ordering delivery for a month”; etc.), I decided it was time for a change…
Through my initial googling I discovered a concept called “financial independence” and I was immediately hooked. For the past 3 years I have been constantly researching how to save, invest and ultimately maximize every dollar in my paycheck, hence the name: Milk My Money!
What’s this blog actually about?
Are you a young adult, making decent money, and really good at spending this money? Are the dollars you haven’t spent yet on clothes, bar tabs and take-out sitting idle in your bank account? Are you clueless when it comes to insurance and all that other boring shit that your parents used to handle for you
If any of this sounds familiar, then congrats, you’re in the right place. This blog will follow my journey to financial independence and cover a wide array of financial topics that we all encounter (or choose to ignore) on a daily basis. I will document my successes/failures and provide tips, tricks and roadmaps based on my personal experiences. So follow along for the ride and I’m sure you’ll learn a thing or two.
*An individual is financially independent when their assets produce passive income that equals or exceeds their expenses. Once FI is achieved, the individual is no longer dependent on income from some form of employment.